DFAS-GDR: Governance deployment Roadmap — Implementation frameworks and adoption protocols for the DFAS Governance Convergence Doctrine.
DOI:
https://doi.org/10.63740/bjffnd45Keywords:
Dynamic Financial Governance, Governance Deployment Roadmap, Financial Regulation, Ethical AI in Finance, Applied Governance, Ethical FinanceAbstract
This manuscript provides the institutional deployment roadmap for the DFAS-AI Governance Convergence, a doctrinal framework for ethical and operational artificial intelligence governance in financial institutions. It delivers structured implementation strategies and standardized adoption protocols for banks, regulators, and auditors, addressing critical gaps identified in current AI governance practice. The proposed framework translates high-level governance principles into enforceable, auditable, and real-time operational systems, operationalizing recommendations of the OECD AI Principles and the EU AI Act within financial contexts. It integrates doctrinal components such as DFAS-FEP, DFAS-DAIF, DFAS-AAP, DFAS-CICP, DFAS-GIC, DFAS-CP, and DFAS-IFRS into institutional infrastructures, aligning ethical mandates with regulatory compliance and organizational resilience. This work addresses the urgent need for scalable, transparent, and context-sensitive AI governance in finance, moving beyond aspirational ideals to institutional reality, consistent with the growing call for accountable and auditable AI systems in high-stakes domains.
Downloads
Published
Issue
Section
License
Copyright (c) 2026 Dr. Hasan Alaali (Author)

This work is licensed under a Creative Commons Attribution 4.0 International License.
All published content in the Journal of Islamic Banking, Economics and Policy (JIBEP) is licensed under the Creative Commons Attribution 4.0 International License (CC BY 4.0).
This license allows anyone to:
-
Copy and redistribute the material in any medium or format.
-
Remix, transform, and build upon the material for any purpose, including commercial use.
The following conditions must be met:
-
Attribution – Proper credit must be given to the original author(s), a link to the license must be provided, and any changes made must be clearly indicated.
-
No Endorsement – Users may not imply endorsement by the author(s) or by JIBEP without explicit written permission.
The full license details are available at: https://creativecommons.org/licenses/by/4.0/.
Authors retain the copyright of their articles without restrictions.
